Jeff Rauth

Why the SBA 504 Refinance Program Has Failed

The SBA 504 refinance program was signed into law in September 2010 and has been, for the most part, a complete failure. One year after it was announced, there's been approximately 60 loans funded nationally… At approximately $50 million in total debt ... Read >

Commercial Property Loan – In Today’s Climate

Funding a commercial property loan in today’s market is no easy task. Banks either are scared to lend or worse, face their own liquidity issues. Many borrowers are running around, scrabbling for options, often baffled by what their local banks tell the... Read >

Commercial Mortgages, Overview Of US Market

The small balance (loans less than $5 million) commercial mortgage market has seen a tremendous amount of volatility in the last 3 years. Of considerable note has been the “death" of the CMBS market (Commercial Mortgage Backed Securities) which accounted... Read >

SBA Mortgages, The Negative Features

SBA Business Loans have become very popular in the last 12 months due to the general economy, the banking crisis that has all but eliminated conventional commercial loans and because of the Stimulus Package the was rolled out in March of 2008. Despite... Read >

SBA Loan Financing, The Major Benefits

For business owners considering SBA financing as a way to either purchase or refinance a commercial property for their business, there are many distinct benefits over comparable conventional bank financing with the SBA programs. The main benefits of SB... Read >

SBA Financing in 2010

SBA financing, like all sectors in the industry, have seen a difficult year. No one did or could have predicted what actually happened. The Stimulus Package administered by the government, a welcomed surprise by most in the business, has for the most pa... Read >

SBA Mortgage Financing

SBA mortgage financing, i.e. an SBA Business Loan that is tied to commercial real estate, is by far the most viable type of small business financing that is available today. The reason is of course being that the SBA Lender has a hard asset as collateral... Read >

SBA Financing, Are They Really Closing?

Perhaps you're facing a ballooning loan, found an excellent property to purchase, or need to refinance your existing loan in hopes of reducing your payment. Whatever your goals are, most people at the beginning of the loan process want to know "is this r... Read >

SBA Financing, Is That Light At The End of The Tunnel?

Yes it is. We believe that we have hit bottom and are on the way back to recovery. Consumer spending is up, the secondary market for SBA loans is robust and banks that are healthy, seem to have regained their desire to lend. However we are talking abou... Read >

SBA Business Financing, General Advice

Below is some real world advice on SBA business financing in this market. Specifically, advice on getting your loan closed with SBA Lenders. SBA financing and general banking industry is what it is. You, nor I, can do anything about that. What you h... Read >

Get An SBA Loan, As Quickly As Possible

To get an SBA Business Loan closed quickly you must be organized. There is a specific protocol in terms of the documentation you have to provide. By putting together the required information, on the front end, you will dramatically shorten your time to ... Read >

Car Wash Financing - State of

The car wash financing sector has been hit hard by the credit crisis. Yet not all of the news is negative. Below is an overview of what caused the credit crisis, the general market and finance options that are still available. What Happened? As ... Read >